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All employees working in Australia are entitled to a minimum wage and minimum standards of employment. The underpayment of wages and entitlements is a serious social and economic issue which affects workers, businesses and the community. 

Many behavioural biases can cause people to make sub-optimal financial decisions and in the case of credit cards, lead to consumers carrying higher debt than intended.

BETA is working with the Department of Social Services to evaluate the effectiveness of various behaviourally informed approaches on increasing workplace giving.